5 Highly Recommended Los Angeles Cigna Insurance Therapists
Perhaps you've been putting off therapy because navigating insurance feels overwhelming, or you worry about finding a therapist who truly understands your experience. At Therapy on Fig, our in-network Cigna therapists offer more than just insurance compatibility—they bring cultural humility, experiential training in Internal Family Systems, and a deep commitment to seeing you in your wholeness, not just your symptoms.
Meet our Los Angeles therapists who take Cigna
Rachel Kwon, LMFT
Accepts Cigna ✔️
Clientele: Teens, parents of teens, & young adults
Specialty areas: ADHD, Highly Sensitive People (HSP), neurodivergence (including ADHD), complex trauma, IFS, brainspotting, CBT, Asian American experience
Location: Los Angeles, CA 90042
Our in-network therapy services
The therapists in our practice bring specialized training across multiple modalities, all unified by an Internal Family Systems (IFS) foundation. This means your work with us—whether you're coming individually, as a couple, or as a family—will honor the complexity of your inner world and the systems you navigate. Below are the services we offer that may be eligible for coverage through your Cigna plan.
Individual therapy
One-on-one sessions are a space to examine the parts of yourself that have been working overtime to keep you safe, productive, or acceptable to others. Whether you're navigating burnout, life transitions, relationship patterns, or the quiet ache of not quite knowing who you are beneath all the expectations, we help you reconnect with your authentic self through an IFS lens that sees all of your parts as valuable, even the ones that feel difficult to embrace.
Teen therapy
Teen therapy at our practice creates space for adolescents who feel misunderstood, unseen, or caught between family expectations and their emerging sense of self. Our therapists work with teens navigating identity, neurodivergence, cultural pressures, friendship struggles, and family dynamics, offering a brave space where shutting down isn't the only option and being truly seen becomes possible.
Our out-of-network-eligible therapy services
While we don’t directly accept insurance benefits for couples and family therapy, you may be eligible to receive reimbursement for these services through your out-of-network benefits with Cigna. You can use our practice’s benefits checker to get a better sense of your coverage before committing to the process.
Couples therapy
Our approach to couples counseling draws from IFIO (Intimacy from the Inside Out), Emotionally Focused Therapy, and the Gottman Method to help you and your partner move from cycles of disconnection to deeper intimacy. We work with couples who feel like roommates, those navigating major transitions like parenthood, and partners who want to repair ruptures while honoring each person's neurodivergence, cultural background, or attachment style.
Family therapy
Our approach to family therapy recognizes that stuck patterns aren't about one person being the problem—they're about the system as a whole. Whether you're navigating parent-teen communication breakdowns, the aftermath of a major transition, or the weight of unspoken family secrets, we help each family member be seen and heard. Our approach honors generational stories, cultural dynamics, and the ways family roles can both protect and constrain authentic connection.
Why choose our Cigna therapists
Finding a therapist who takes your insurance is one thing. Finding a therapist who truly understands the intersections of your identity, your nervous system, and your relational patterns is another. At Therapy on Fig, we've built a practice where insurance accessibility doesn't mean settling for generic care.
What sets our Cigna-accepting therapists apart:
All therapists are trained in or highly informed by Internal Family Systems (IFS), an experiential, trauma-informed modality that honors the complexity of your inner world and helps you develop self-trust rather than just managing symptoms
In-person sessions available at our Highland Park office, including weekend availability for couples and teens, in addition to convenient virtual appointments
BIPOC, neurodivergent, and highly sensitive team who bring lived experience navigating the very challenges you're facing, from cultural code-switching to sensory overwhelm to the exhaustion of masking
Seasoned associate therapists in their second careers who understand major life transitions, parenthood, and career pivots from lived experience, not just clinical training
Specialized couples therapy training in IFIO (Intimacy from the Inside Out), an IFS-informed model that goes deeper than standard approaches, alongside EFT and the Gottman Method
Our therapists don't just accept insurance—they bring cultural humility, experiential depth, and a non-pathological lens that sees you as whole, not disordered. The insurance is simply the access point; the transformation happens in the relationship.
How to use your Cigna benefits for therapy
Understanding your insurance benefits can feel like decoding a foreign language, especially when you're already exhausted from whatever brought you to consider therapy in the first place. We want this process to feel as straightforward as possible, so you can focus your energy on the actual healing work rather than administrative overwhelm.
Steps to use your Cigna benefits with Therapy on Fig:
Call Cigna's member services (the number is on the back of your insurance card) and ask about your outpatient mental health benefits, specifically for licensed therapists (LMFTs, LCSWs, LPCCs) and associate-level therapists under supervision. If you’re planning to use out-of-network benefits, you can use our practice’s out-of-network benefits checker first, then call Cigna with additional questions.
You can also ask about out-of-network benefits when you call, plus you can use Ask these specific questions: What is my copay or coinsurance for outpatient therapy? Have I met my deductible? How many sessions are covered per year? Do I need a referral or prior authorization? If you’re calling about out-of-network benefits, make sure to ask: What percentage of each session’s cost is covered? What is the allowed amount per session?
Schedule a free consultation with our client care coordinator to discuss your needs and determine which therapist is the right fit.
Complete intake forms with your insurance information—we’ll verify your benefits and handle billing directly with Cigna.
Pay your copay or coinsurance at each session—we'll submit claims to Cigna on your behalf so you don't have to navigate the paperwork.
While insurance can make therapy more accessible, we're mindful that it also requires us to assign a diagnosis, which we approach as a means to an end rather than a definition of who you are. We'll discuss this openly with you and ensure any diagnosis supports your access to care while honoring your full humanity.
FAQs about therapy
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Yes, most Cigna insurance plans cover outpatient mental health therapy. The specific coverage—including your copay, coinsurance, and deductible—varies depending on your particular plan. We recommend calling Cigna's member services before your first session to understand your specific benefits, and we're happy to help you navigate those questions during your free consultation.
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Therapy is rarely 100% covered by insurance, though coverage varies significantly by plan. Most Cigna plans require you to pay a copay (a fixed amount per session) or coinsurance (a percentage of the session cost) after meeting your deductible. Some plans cover preventive mental health visits at 100%, while others require cost-sharing from the first session. Additionally, insurance typically requires a mental health diagnosis for coverage, which we approach transparently and use only as needed to support your access to care.
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If your insurance plan isn't one we're in-network with, you have options. We accept private pay and can provide monthly superbills—detailed receipts that you can submit to your insurance company for out-of-network reimbursement if you have PPO benefits.
You can check your out-of-network benefits using our practice's benefits checker here.
The difference between in-network and out-of-network is simple: in-network means we bill your insurance directly and you pay a lower copay; out-of-network means you pay us directly and then seek reimbursement from your insurance, often receiving 50-80% back depending on your plan.
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Therapy with our team begins with a free phone consultation to explore whether we're a good fit for your needs. If we move forward, your first few sessions focus on understanding your story, your current challenges, and your goals—not just symptom relief, but what living authentically actually looks like for you.
We typically meet weekly at the start to build momentum and safety, then taper to less frequent sessions as you develop your own capacity for self-trust and integration. The work itself varies—sometimes tactical and workshopping, sometimes depth-oriented exploration of the "whys" behind your patterns—always tailored to what your system needs.
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Begin by reaching out through our website to schedule a free consultation. During that call, you’ll speak with our client care coordinator, who will gather some basic information and help match you with a therapist. From here, we’ll schedule either a consultation with a well-matched therapist or your first session with them.